Traders must pass the FTMO Challenge and Verification phase to trade company capital and earn up to 90% profit split.
FTMO Funded Account Review 2026 – Rules, Profit Split & Is FTMO Legit?
Short Answer: FTMO is one of the most trusted funded trading account firms in the world, allowing traders to trade with up to $200,000 capital without risking their own money.
🔍 What Is FTMO Funded Account?
FTMO ek prop trading firm hai jo skilled traders ko apna paisa use karke trade karne ka mauka deta hai. Agar aap profitable trader ho lekin capital ki kami hai, to FTMO aapke liye perfect solution ho sakta hai.
FTMO traders ko pehle ek evaluation (challenge) pass karne deta hai. Challenge pass karne ke baad aapko FTMO funded account milta hai jisme aap real money trade karte ho.
💡 How Does FTMO Work? (Step-by-Step)
- Choose account size ($10k – $200k)
- Complete FTMO Challenge
- Pass Verification Phase
- Get FTMO Funded Account
- Earn profit (up to 90% payout)
Important: Aap apna paisa risk nahi karte — sirf challenge fee hoti hai.
📜 FTMO Challenge Rules (Easy Explanation)
| Rule | Details |
|---|---|
| Profit Target | 10% (Challenge), 5% (Verification) |
| Daily Loss Limit | 5% |
| Max Loss | 10% |
| Minimum Trading Days | 4 days |
| Time Limit | 30 days (Challenge) |
👉 Ye rules beginners ke liye thode strict lag sakte hain, lekin disciplined traders ke liye bilkul achievable hain.
💰 FTMO Profit Split & Payout
FTMO traders ko industry ke best payouts deta hai:
- Standard profit split: 80%
- With scaling plan: 90%
- Payout: Monthly
- Withdrawal methods: Bank transfer, Skrill, Crypto
Example: Agar aap $10,000 profit banate ho → aapko $8,000 milta hai.
📈 FTMO Account Sizes & Fees
| Account Size | Fee (Approx) |
|---|---|
| $10,000 | €155 |
| $50,000 | €345 |
| $100,000 | €540 |
| $200,000 | €1,080 |
✅ Good news: Challenge pass hone par fee refund ho jaati hai.
🛡️ Is FTMO Legit or Scam?
Answer: FTMO 100% legit hai.
- Founded in 2015 (Czech Republic)
- 1,000,000+ traders worldwide
- Transparent rules
- Real payout proofs available
Agar aap rules follow nahi karte ho to account fail hota hai — isi wajah se kuch log FTMO ko “scam” bol dete hain. But reality me FTMO ek rule-based system hai.
👍 Pros & 👎 Cons of FTMO
Pros
- High trust & reputation
- Large capital access
- Excellent trader dashboard
- No personal capital risk
Cons
- Rules strict hain
- Beginner traders ke liye tough
🆚 FTMO vs Other Funded Accounts
- FTMO – Best for disciplined traders
- The5ers – Beginner-friendly
- FundedNext – Easy rules, fast payouts
👉 Agar aap serious trader ho, FTMO long-term best option hai.
🚀 Should You Try FTMO Funded Account?
Agar aap:
- Consistently profitable ho
- Risk management follow karte ho
- Big capital se trade karna chahte ho
Then FTMO is absolutely worth trying.
📌 Final Verdict
FTMO funded account un traders ke liye hai jo trading ko professionally lena chahte hain. Proper discipline aur patience ke saath FTMO life-changing opportunity ban sakta hai.